National Home Loan Advocates LLC - Personal Home Loan Advocates™

When you join NHLA with a service level of Silver or higher, we assign a Personal Home Loan Advocate™ (PHLA™) to you!

Your Personal Home Loan Advocate™ will work closely with you, step-by-step, through the mortgage process to ensure you:

Don't get an interest rate that is too high.

Don't pay too much in lender or third-party fees.

Do get a home loan that is in your best interest.
Do know your rights and get the loan disclosures that are required by law.
Do understand all aspects of obtaining a mortgage.
Do understand the mortgage you are getting.
Do work with a reputable lender.
Are comfortable with the fine print in the hundreds of documents that you will be asked to sign.
Are prepared to close your loan.

Shop, apply, and close your next home loan with less stress and worry! Navigate the mortgage process with confidence!

Our national network of Personal Home Loan Advocates™ have been selected, trained, and certified by NHLA. When we assign a PHLA™ to you, we do it with two things in mind:

Your Market: It is important that you work with someone that understands your specific market. As you know, today's real estate market is very volatile. You need to work with someone who understands the dynamics of your particular market, city, or even suburb. To our best ability, we will align you with a PHLA™ that meets this criteria.
Specialization: It is also important that you work with someone that specializes in the products or programs specific to your situation. If you are involved in a purchase transaction, you want someone who works on these types of transactions everyday. If you are involved in a loan modification, you need someone working with you that understands loan modifications. Are you a first time homebuyer? There are very unique guidelines and tax credits available for you and we will assign a PHLA™ to you that is a specialist.

Learn more About Us and the benefits of your NHLA Lifetime Membership.

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	4.97%	5.13%
15-yr Fixed	4.33%	4.56%
1-yr Adj	4.27%	5.3%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

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